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Applicant invited in one click
Send a branded mobile link from your PMS or our portal. Applicants finish the full flow on their phone.
Property Management · Tenant screening
Approve the right tenant.In one report.
Bank-direct income, real spending power, biometric ID, eviction history, and criminal background — verified at the source and delivered in a single decision-ready report.
FCRA & fair-housing compliantAppFolio · Yardi · Buildium readySOC 2 Type II
Marcus Hill
Leasing Manager · 412-unit portfolio
<60s
Median report return
94%
Applicant completion
27M+
Eviction records covered
0
Name-only false hits
/ The decision-makerSpending power makes
Spending power makes
the answer obvious.
Forget pay stubs, gross-income guesses, and 3x-rent rules of thumb. Ethur tells you exactly what an applicant can actually afford every month — after debt, after obligations, after the noise. Decisioning on tenants becomes a one-look call.
- True monthly cash available for rent
- Rent-to-income ratio computed automatically
- Trended over the last 90 days, not a single paycheck
- Sourced from the bank or payroll provider directly
/ What we screenEvery signal you need.
Every signal you need.
In one report.
Income verification
Bank-direct and payroll-direct income — no pay stubs, no doctored PDFs. We pull the source itself.
Spending power
True monthly affordability after recurring debt and obligations — so rent-to-income decisions are obvious, not guessed.
ID + biometrics
Government ID match with a live selfie. The person on the lease is the person who applied.
Background checks
National + county criminal, sex offender, and global watchlists — adjudicated to your matrix.
Eviction history
Identity-anchored housing court records across all 50 states. No more name-collision false matches.
Continuous monitoring
Optional post-move-in alerts for new filings, sanctions, or income drops where state law permits.
/ Identity-first screeningThe person on the lease
The person on the lease
is the person who applied.
Every Ethur report starts with a biometric identity lock — government ID matched to a live selfie before a single record is pulled. That same identity anchors the income, eviction, and criminal searches, so the records actually belong to your applicant.
- Liveness-checked selfie matched to government ID
- Synthetic and AI-generated identities flagged automatically
- Income and eviction records anchored to the verified person
- No more name-only collisions on common surnames
Gov ID
Match · 99.4%
Live selfie
Liveness · Verified
/ Application to leaseFour steps,
Four steps,
about four minutes.
The applicant never leaves their phone. Your team never chases a pay stub or eviction record. The decision is ready before lunch.
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Identity locked first
Government ID + live biometric selfie before any data is pulled. Synthetic identities stop here.
03
Income & history pulled at source
Bank-direct deposits, payroll-direct paychecks, eviction history, and criminal records — all verified, all in parallel.
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Decision in plain English
Spending power, rent-to-income ratio, and risk flags rendered as one human-readable report. Approve or decline in seconds.
/ Operator story
“Spending power changed how we lease. Our team stopped debating pay stubs — the report just tells you who can afford the unit.”
Erin Whitfield
Director of Leasing, Beacon Residential (1,800 units)
/ Common questionsBuilt for the realities
Built for the realities
of leasing today.
Is this fair-housing compliant?
Yes. Ethur enforces HUD's 2016 fair-housing guidance, individualized assessment, and disparate-impact safeguards. Adverse-action workflows are built in.
Do you work with single-family, multifamily, and short-term?
All three. Single-family operators, large multifamily portfolios, vacation rentals, and peer-to-peer marketplaces all run on Ethur.
How accurate is income compared to pay stubs?
Significantly more accurate. We connect to the bank or payroll provider directly — there's nothing to forge, nothing to chase, and the data is current to the last deposit.
Can it integrate with my PMS?
Yes — AppFolio, Yardi, Buildium, RealPage, and Entrata connect via API. We also offer a clean REST API and a hosted portal if you prefer a standalone flow.
Your next lease should be
an obvious yes.
See spending power, biometric ID, eviction history, and background — on a real applicant, in under 30 minutes.