References, tied to verified relationships.
Telegram fraud rings sell fake references for $200. Ethur ties every reference to a payroll-verified employment relationship — so the manager confirming the candidate actually managed them.

80+ payroll providers. 12,000+ financial institutions.
Direct, consent-based integrations with the systems your candidates already use — no documents, no scraping.
References without verification are worse than nothing.
If a candidate provides a reference number, what stops it from being a fake employer phone tree? Ethur ties every reference to a payroll-verified working relationship.
- Self-supplied reference numbers
- Fake employer phone trees
- Long, unstructured free-text replies
- No relationship verification
- Manual collation into the report
- Payroll-verified reference identity
- Structured + free-form questionnaires
- AI-summarized reference reports
- Auto-routing into adjudication
- Tampering and authenticity checks
Real references. From real managers.
Payroll-anchored references
Reference identity verified against payroll-direct prior employment.
Explore Ethur's approach →Structured questionnaires
Role-specific question banks with consistent rubrics.
Explore Ethur's approach →Free-form context
Open responses summarized by Claude AI with sentiment and theme extraction.
Explore Ethur's approach →Authenticity checks
Tampering, duplicate-respondent, and AI-generated-text detection.
Explore Ethur's approach →Adjudication integration
Reference outcomes feed into the standard Ethur decisioning engine.
Explore Ethur's approach →Verify. Ask. Summarize.
References built on verified working relationships — not strangers picked from a resume.
Candidate supplies references
References submitted with name and contact info.
Relationship verified
Each reference is matched against the candidate's payroll-direct prior employment.
Structured questionnaire
Reference completes a mobile-first, role-specific questionnaire.
AI-summarized report
Claude AI summarizes themes, scores, and red flags into the standard adjudication report.
Common questions.
What if a reference doesn't match payroll?
We flag the relationship as unverified and surface that in the report. Adjudicators can request additional references or downgrade the weight.
How long do references take?
Most complete within 24–48 hours — reference UX is mobile-first and takes under 5 minutes.
Are references FCRA-bound?
Yes. Reference data flows into the FCRA-defensible report with full consent and audit trail.
Verify everything at the source.
Primary-source verification, triple-confirmed identity, results in minutes.
