Products · Adjudication

Adjudication,explained by AI.

Most adjudication engines are black boxes. Ethur's Claude-powered agent applies your decisioning matrix consistently and shows its reasoning — so adverse decisions are defensible and ambiguous cases come with context, not a score.

FCRA & state-law compliantSOC 2 Type IIGDPR ready
Adjudication — verified at the source
Explainable adjudication
Claude-powered · Auditable
Verified
76%
Auto-cleared
5x
Faster decisions
100%
With reasoning
FCRA
Defensible by design
/ The reality

Black-box scoring
doesn't survive a deposition.

Old adjudication engines spit out a number with no reasoning — leaving compliance teams to defend decisions they can't explain. Ethur's AI shows its work.

Without Ethur
  • Black-box scoring with no reasoning
  • Inconsistent human judgment across reviewers
  • Adverse-action letters built by hand
  • No audit trail for state-by-state rules
  • Hours per ambiguous case
With Ethur
  • Explainable reasoning on every decision
  • Consistent application of your matrix
  • Auto-generated adverse-action letters
  • Built-in state-law and EEOC rule engine
  • Minutes per ambiguous case, not hours
/ Built for you

AI-driven.
Human-overridable.

Configurable matrix

Per-role, per-state decisioning matrices with version history.

Claude-powered reasoning

Every decision comes with a written explanation, citing matrix rules and source data.

EEOC individualized assessment

Built-in EEOC and state-law rules ensure individualized assessment where required.

Auto-routing

Auto-clear, auto-fail, or route-to-review based on your policy — with override audit trails.

Adverse-action automation

FCRA-compliant pre-adverse and adverse-action letters generated and tracked.

Reviewer workspace

Streamlined queue with full context, source citations, and one-click decisions.

/ How it works

Decisions
you can defend.

Every adjudication, explained — every adverse action, automated.

01

Report assembled

Triple-verified report lands with all source data and citations.

02

AI applies your matrix

Claude evaluates against your role-specific matrix and individualized-assessment rules.

03

Decision + reasoning

Auto-clear, auto-fail, or route-to-review with written reasoning attached.

04

Adverse action workflow

Pre-adverse and adverse-action letters generated, sent, and tracked through dispute periods.

Ready to see Ethur on your data?

Start a free trial in minutes, or get a tailored walkthrough with our team.

/ FAQ

Common questions

Is AI adjudication FCRA-compliant?

Yes. The AI applies your matrix and rules; humans retain final authority on adverse actions, with full audit trails.

Can we override AI decisions?

Always. Reviewers can override any decision; the override is logged with reason and timestamp.

How do you handle bias?

Our models are evaluated against EEOC-relevant fairness metrics, and the matrix engine forbids prohibited factors per role and state.