Compliance & Adverse Action

FCRA basics, consent, adverse action, and data security.

The Fair Credit Reporting Act governs how you order and use background checks — here's what you need to know.

You must give candidates a standalone disclosure and get written authorization before ordering a report. Ethur collects both for you.

If a report may affect your decision, the FCRA requires a pre-adverse notice, a waiting period, and a final adverse notice.

How Ethur protects sensitive candidate data with encryption, access controls, and strict retention policies.